Refinancing when interest rates and goals changeHomeownership puts you in control of managing your housing costs. Our team is happy to review your current mortgage terms to ensure they align with your current financial goals. Notably, interest rates are historically low.
How a refinance puts you in control
Shorten your Term
This is an ideal way to pay off your home quicker. Options include 10-, 15-, 20-year mortgage terms.
Lower your Payments
We can find ways to keep more money in your pocket by reviewing your current mortgage interest rate or using the equity in your home to consolidate debt.
Fixed rate mortgage vs. adjustable rate mortgage
If you are in an adjustable rate, refinancing is an opportunity to lock in a fixed rate. For those looking to stay a short time, an adjustable rate might make more sense than your current fixed rate.
Remove PMI from your payment
For homeowners who purchased their home with less than a 20% down payment and are paying private mortgage insurance (PMI), our team can review your refinance options.