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FHA Home Loan

An FHA mortgage is a popular option with first-time homebuyers. This product was created by the Federal Housing Administration with lower down payment options and flexible underwriting criteria. If you believe that homeownership is out of reach, consider an FHA loan.

What is an FHA loan?

FHA loans are backed by the US government, allowing lenders to loosen qualifying criteria. Lower down payment options and less credit requirements make homeownership attainable to more buyers. If you haven’t owned a home in 3 years, you will be considered a first-time homebuyer.

Our team provides a consultative approach to finding solutions to meet your financing goals.

As with all loans, a review of your credit score, debt and assets will be required to meet these conventional guidelines.  * Premia Relocation Mortgage is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

Benefits of an FHA loan:
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Low down payment requirements

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Fee and loan limits apply

No Private Mortgage Insurance Icon

Financial gifts for closing or down payment assistance are acceptable

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Lower credit score requirements

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Closing costs may be rolled into the loan

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Common FHA questions, answered.

We've got stars and we're proud...

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R. Wilson

JUL 30, 2022

“I came to Yuri with two weeks to close on a property. I was working with another lender and I was shocked and amazed about what they were going to charge me for the transaction. In short, Yuri ran the numbers and saved me about $25,000 overall. He then assigned the other leg work to Kya. Kya was nothing but sweet, professional and efficient. Working with Kya, the process was easily completed before the two-week deadline. I couldn't be happier with the end result!”

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K. Dreyfus

JUL 13, 2022

“I never thought the mortgage process could be this easy. My mortgage consultant even sent a book about moving for my kids to read. That is thoughtfulness on a whole other level.”

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C. Davis

JUL 22, 2022

“I have used Premia Relocation Mortgage on 3 homes so far and I have had a great experience every time. I will use and recommend them in the future.”

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W. Garner

JUL 11, 2022

“My experience was wonderful, the team was just outstanding and handle all my concern quickly and to point . I would definitely recommend Premia to all my friends.”

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V. Amir

JUN 1, 2022

“This is my first time buying a house in the U.S., and Premia made it easy and guided me through the process.”

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Rob T.

APR 29, 2021

“Jim and Ted both went above and beyond to process our loan in record time! They were both absolutely great to deal with!””

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Matthew J.

FEB 19, 2021

“Jeff was very knowledgeable regarding us using my VA Loan and helped us lock-in a long term rate. This was a huge plus since we were building a house and wanted to secure a rate on the front end to eliminate any unexpected surprises.”

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Justin R.

MAY 29, 2021

“Jason West was great to work with. I felt he did everything he could to ensure we had a successful and straight forward process. He was very proactive and transparent throughout the loan process and was available to take a call at any time.”

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Prasad S.

APR 19, 2021

“Both Frank and Dan demonstrated the highest levels of professionalism in handling my mortgage. I wish them every success in their future endeavors.”

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Matthew J.

MAR 2, 2021

“The whole process was well managed by Joseph and team. It was easy, transparent and honest. I really enjoyed working with Premia Relocation Mortgage team. Thank you!!!”

Have questions? We have answers.