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Conventional Home Loan

Conventional loan features include low down payment options and varying payment structures. Our team can combine multiple features to customize a mortgage that fits your financial situation.

What is a conventional loan?

Conventional home financing is popular with mortgage lenders and homebuyers. Designed to encourage homeownership, low rates with a variety of features are available. Conventional loans generally offer lower costs than other loan products. Qualifying criteria is set by government-sponsored entities - Fannie Mae and Freddie Mac.

Our team provides a consultative approach to finding solutions to meet your financing goals. 

As with all loan options, a review of your credit score, debt and assets will be required to meet these conventional guidelines. 

Benefits of a conventional loan:

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Down payments vary by product, but down payment options are offered as low as 3%-5% for qualifying borrowers

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Fixed rate and adjustable-rate mortgages are available

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A variety of terms

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No private mortgage insurance costs with 20% down payment

Relocating? Let's find the perfect financing for you.
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Common conventional questions, answered.

We've got stars and we're proud...

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R. Wilson

JUL 30, 2022

“I came to Yuri with two weeks to close on a property. I was working with another lender and I was shocked and amazed about what they were going to charge me for the transaction. In short, Yuri ran the numbers and saved me about $25,000 overall. He then assigned the other leg work to Kya. Kya was nothing but sweet, professional and efficient. Working with Kya, the process was easily completed before the two-week deadline. I couldn't be happier with the end result!”

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K. Dreyfus

JUL 13, 2022

“I never thought the mortgage process could be this easy. My mortgage consultant even sent a book about moving for my kids to read. That is thoughtfulness on a whole other level.”

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C. Davis

JUL 22, 2022

“I have used Premia Relocation Mortgage on 3 homes so far and I have had a great experience every time. I will use and recommend them in the future.”

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W. Garner

JUL 11, 2022

“My experience was wonderful, the team was just outstanding and handle all my concern quickly and to point . I would definitely recommend Premia to all my friends.”

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V. Amir

JUN 1, 2022

“This is my first time buying a house in the U.S., and Premia made it easy and guided me through the process.”

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Rob T.

APR 29, 2021

“Jim and Ted both went above and beyond to process our loan in record time! They were both absolutely great to deal with!””

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Matthew J.

FEB 19, 2021

“Jeff was very knowledgeable regarding us using my VA Loan and helped us lock-in a long term rate. This was a huge plus since we were building a house and wanted to secure a rate on the front end to eliminate any unexpected surprises.”

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Justin R.

MAY 29, 2021

“Jason West was great to work with. I felt he did everything he could to ensure we had a successful and straight forward process. He was very proactive and transparent throughout the loan process and was available to take a call at any time.”

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Prasad S.

APR 19, 2021

“Both Frank and Dan demonstrated the highest levels of professionalism in handling my mortgage. I wish them every success in their future endeavors.”

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Matthew J.

MAR 2, 2021

“The whole process was well managed by Joseph and team. It was easy, transparent and honest. I really enjoyed working with Premia Relocation Mortgage team. Thank you!!!”

Have questions? We have answers.