Social Responsibility Means Being A Trusted Neighbor

Diversity, Equity and Inclusion

"Embracing diversity and equity is key to connecting with the borrowers we serve. It’s about perspective and building relationships with homebuyers that in turn builds communities through homeownership. We value each team member at Premia Relocation Mortgage for their unique qualities, background and the personal beliefs that bring our 'Treat you like Family’ approach to life. As we grow in diversity and equity, we have a goal that it will reflect in homeownership rates and your neighborhood." 

– Nina Arnaiz
President, Premia Relocation Mortgage.

A trusted neighbor supports and welcomes everyone to the community. Acting in a way that creates equality and inclusion is not only part of our business, it is an investment into our business and the next generation. We support differences through our team’s commitment to

• Hiring practices and recognition of our uniqueness
• Acknowledgement of holidays and celebrations in history
• Vendors that include women and minority-owned businesses
• Maximizing the purchasing power of all who want to purchase a home
  
  

Community Engagement & Volunteerism

Creating change requires action. Neighbors act when they see others who are suffering, an injustice or an opportunity to do what is right. Each team member is provided 8 hours of volunteer time annually which is spent in their churches, blood drive centers, animal rescue centers, children centers and donation centers.  

As good neighbors, the Premia Relocation Mortgage has a dedicated person facilitating our organization’s corporate volunteer efforts. Together, we support

• Grace Centers of Hope
• Gleaners Community Food Bank
• Mittens for Detroit
• Move for Hunger
• Samaritas “New Americans” Refugee Program
• The Danny Nimmo Foundation
• Worldwide ERC Foundation
  
  

Sustainability

Neighborhoods, as well as neighbors need attention and stewardship. Our team is focused on waste reduction, improving the energy efficiency in our offices and water conservation. Approximately 95% of our customers electronically sign their upfront disclosures. Initial disclosures can be up to 60 pages each; not printing this document saves over 200,000 pieces of paper annually or 20 trees. As the industry moves towards eClosing and hybrid closings, the amount of paper saved will increase dramatically. Premia Relocation Mortgage is already executing hybrid closings where allowed. When reducing our paper use is not an option, we strive to divert waste from landfills through recycling. Within our offices we also have recycling receptacles for cardboard boxes, plastic and glass bottles and containers, aluminum and other recyclable waste. 

• Minimize waste while promoting recycling beyond paper (cardboard boxes, plastic and glass bottles and containers, aluminum and other recyclable waste)
• Conserve energy in our office locations
• Reduce the carbon footprint by promoting digital mortgage tools

Finally, Premia Relocation Mortgage offers financing that helps borrowers save energy. Our FHA Energy Efficient Mortgage (EEM) provides home buyers 100% financing for property improvements that make their new house more energy efficient.

We are always working to find ways to be a better neighbor!